According to Zumper, an astonishingly low 43% of Miami residents can be approved for and afford a mortgage. Miami trails major cities including New York, Chicago, Dallas, Boston and Atlanta amongst others. Of the 15 major cities surveyed, Miami only beat San Diego, Los Angeles and San Francisco. Zumper conducted the survey amongst its user base. The state of Florida's high rate of unemployment reflects residents ability to own a home, as the survey also showed 93% of residents would like to own a home. The Miami real estate market continues to be driven by out-of-town buyers.